ARCIS Global Core Programmes

Benefits Core Core Extra Comprehensive
Overall Policy Limits £500,000 per annum
£1,000,000 per lifetime
£30,000 per newborn child		 £750,000 per annum
£1,000,000 per lifetime
£30,000 per newborn child		 £1,000,000 per annum
£2,000,000 per lifetime
£30,000 per newborn child
Hospitalisation costs (private room, including daycare, and CT/MRI/PET scans) Full Refund Full Refund Full Refund
Routine management of chronic conditions X £5,000 £10,000
Outpatient Care (laboratory, x-ray, scanning, imagery services, physiotherapy and complementary medicine) £300 £6,000 Full Refund
Psychiatric treatment 30 days inpatient 30 days inpatient 30 days inpatient
Organ transplantation X Full Refund Full Refund
Local ambulance services Full Refund Full Refund Full Refund
Maternity Care and Childbirth (including pre-natal and post-natal care) X £2,000 £5,000
Nursing at home £750 £1,000 £1,000
Emergency dental treatment Full Refund Full Refund Full Refund
Emergency medical transfer/ evacuation Full Refund Full Refund Full Refund
Care of unaccompanied children £60 per night/10 nights £60 per night/10 nights £60 per night/10 nights
Visit of relative or friend £60 per night/10 nights £60 per night/10 nights £60 per night/10 nights
Repatriation of mortal remains Full Refund Full Refund Full Refund
Out-of-area emergency treatment 30 days inpatient 30 days inpatient 45 days inpatient
Travel assistance services Yes Yes Yes
Elective medical transfer X Yes Yes
Deductible (optional) Nil / £75 / £200 per claim Nil / £75 / £200 per claim Nil / £75 / £200 per claim

Optional Extensions

Benefits Core Core Extra Comprehensive
Dental (including Dental Treatment, Dental Surgery, Periodontics, Orthodontics, DentalProsthesis) X £600 £600
Optical (One annual vision test in each period of insurance. Glasses or contact lenses prescribed by an ophthalmologist) X £200 £200
Hearing (One annual hearing test in each period of insurance. A hearing aid prescribed by a physician) X £200 £200
Health Checks Yes Yes Yes

Important Notes

  • All amounts shown are in £ sterling and apply per insured person per year of insurance, other than the deductible which applies per insured person per claim.
  • "x" means that there is no cover for the listed benefit under the corresponding Core Programme.
  • The Optional Extensions are only available in conjunction with one of the Core Programmes, and cannot be purchased independently
  • This table is a summary of the principal benefits available. Full details of the cover, terms, conditions and exclusions can be found in the policy wording, which is available on request.
  • The policy is underwritten by LAMP Insurance Company Limited, Suite 934, Europort, Gibraltar. LAMP Insurance Company Limited is licensed by the Commissioner of Insurance of Gibraltar under the Insurance Companies Ordinance.